Boards and executives of exploration and resources companies face a distinctive risk landscape. Commodity price swings, capital raisings, drilling results, ESG expectations and evolving disclosure rules all contribute to a complex mix of potential exposures. In this environment, directors’ and officers’ insurance is an important safeguard, helping protect individuals and the company balance sheet against…
Independent financial advisers, planners and boutique consulting firms are operating in a PI market that remains selective and more cautious. Underwriters are closely scrutinising advice processes, product sets, revenue mixes and complaint histories, and some mainstream markets have withdrawn capacity or tightened appetite for certain advice models. As a result, many otherwise well‑run practices are…
For AFSL‑aligned consulting firms, professional indemnity is not just a tick‑box for licence conditions – it is a critical part of your risk and governance framework. The work you do for product issuers, platforms, licensees and advice businesses often involves complex scopes, reliance on your recommendations and significant downstream impact if something goes wrong. A…
Directors and officers face significant responsibilities—and potential liabilities—in today’s regulatory landscape. The resources and mining exploration sector, in particular, is exposed to statutory liability, crime, environmental claims, and employment practice disputes. D&O insurance has evolved in 2025, offering broader cover and competitive premiums, but requires careful structuring to match each organisation’s risk profile. Specialist brokers…
Consulting businesses face a wide range of exposures—professional negligence, client disputes, third party injuries, and property damage, among others. A robust insurance strategy is essential for protecting revenue and reputation. Professional indemnity is usually the foundation, safeguarding consultants against legal costs and claims for errors, omissions, or breach of duty. Public liability and cyber insurance…
Australian businesses often encounter extreme difficulty securing insurance when they operate in sectors or locations considered “high risk” by mainstream insurers. Manufacturing, motorsports, mining, resource exploration, creative consultancies, and properties in disaster-prone areas are just a few examples where securing cover can be a challenge. The market continues to harden, with fewer carriers willing to…
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Melbourne · Business & professional risk
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